Insurance

Action Sports Chiropractic & Family Wellness

Dr. Katrina Hackett, DC, ATC, CSCS
10054 Mesa Ridge Ct., Ste 116
San Diego CA 92121
(858) 876-2171

Dr. Katrina Hackett, DC

Phone: (858) 876-2171
10054 Mesa Ridge Court, Suite 116, San Diego, CA 92121

* Our office provides specialty care, and therefore is primarily a Cash based fee-for-service Clinic. So, If you're only looking for an "In-Network" provider, where you'll never have to pay more than your co-pay, we are not the office for you. Our fee-for-service options allow us to provide you with the opportunity for the care you need, even when your Insurance company says it isn't.

We know some people don't like that, and wont want to see us because of it, and that's OK. We completely understand those that prefer to stay within the limit of their copay. A.S.C is NOT a high volume clinic. We are focused on quality, research based, personalized care where our patients become like family.

* Currently, Dr. Hackett is an "In-Network Preferred Provider" for only a limited number PPO's for the following organizations as primary payers: Federal Blue Shield & Blue Shield of California

* All patients with out-of-network insurance carriers will be charged at our cash patient rate. Per request we will happily provide you with a Superbill following your appointment that you can submit to your insurance company for potential direct reimbursement.

* All ScoliBrace, ScoliBalance, Radial Shockwave Therapy, and other Therapies is provided and billed at our Cash Patient Rates ONLY, and is NOT submitted by our office to insurance.

* YES, We do accept HSA, HRA, and credit cards. We also offer discounted pre-paid packages that can be used by your entire family for Chiropractic Care. HSA cards can even be used for payment of Orthotics and Insoles.

* Unfortunately, we do NOT accept ANY HMO's, Medicare, UHC Medicare Supplemental, OPTUM, Aetna, Kaiser, or any American Specialty Health (ASH) affiliated plans. However, we are happy to provide Superbills for patients wishing to submit them to their own insurance plans for possible direct reimbursement per patient request.

An Important Note about ALL Insurance Coverage:

Why are we dropping insurance? Over the last 15 years the Chiropractic profession has been significantly affected by the changes in insurance coverage. Not only have most companies drastically reduced reimbursement rates, but most plans explicitly state that they no longer cover "Maintenance" or "Wellness" chiropractic care. Instead, many plans only provide limited coverage for acute injury conditions addressed through traditional chiropractic spinal adjustments, but no further.

In addition, a growing number of companies including ACN, United Healthcare and Optum, simply refuse to provide reimbursement to practitioners for the time or resources spent performing therapies such as ART, Exercise Rehabilitation and training, Kinesiology taping, or even examination of new injuries that may occur throughout the year. These forms of care are given a $0.00 reimbursement stating that they are "incidental", "unnecessary", "inclusive" and "elective" and will only provide reimbursement for Chiropractic Spinal Manipulation codes IF they are approved by their staff utilizing required forms that do not reflect the needs of patients. In fact, despite todays rising economic costs, after initially significantly cutting their reimbursement to providers, United HealthCare has not increased their Chiropractic reimbursement rate for care performed by in network providers in over 12 years. Instead, they have further cut benefits, and make it continually harder to provide patients the care they need.